Complete digital platform for pawnbrokers — pawn tickets, gold valuation, loan lifecycle, overdue alerts, and compliance. Paperless from day one.
No credit card required · Full features from day one · Cancel anytime
How It Works
Search customer by Aadhaar or add a walk-in. Weigh the gold, enter purity, and ZiPawn calculates the metal value and eligible loan amount instantly.
Generate a numbered pawn ticket with item details, photos, and customer signature. Disburse the loan amount in cash or UPI — sanction letter prints automatically.
Interest accrues daily. Take payments anytime. Send reminders for overdue loans. When customer redeems, close the loan and release the item — NOC generated instantly.
Core Features
Built specifically for the Indian gold loan and pawn industry — not a generic lending tool adapted for pawn shops.
Generate auto-numbered pawn tickets instantly. Each ticket is linked to the customer, item details, weight, purity, valuation, and loan amount. Print-ready or share as PDF.
Accurate item valuation using live market rates. Supports all purity levels — 24K, 22K, 18K, 916, 750. Calculates net weight and LTV-based loan eligibility automatically.
Track every loan from disbursement to closure. Interest accrues automatically. Staff can take payments, renew loans, or close them with one click — with receipts generated instantly.
Customers can renew overdue loans by paying accrued interest. Top-up existing loans by adding more gold. All renewal receipts are generated automatically with updated due dates.
Aadhaar-based universal customer registry. One customer profile works across all branches. Walk-in customers are supported without Aadhaar requirement. Full KYC document upload.
Automated reminders for overdue loans. Send SMS, WhatsApp, or email notifications to customers from inside the platform. Full audit trail of all communications sent.
Built-in Tools
ZiPawn ships with a full suite of supporting tools so you never need another software.
Daily outstanding report, payment summaries, interest income, and RBI-compliant pawn register. Export to PDF or CSV.
Run multiple branches under one account. Each branch has its own loan series, staff access, and reporting — fully isolated.
Configure multiple loan schemes with different interest rates, LTV percentages, tenure, and processing fees. Apply schemes at disbursement.
Scanning old physical loan registers? Our OCR engine reads scanned PDFs and auto-fills migration forms — 350+ receipts at once.
Customise payment receipts, pawn tickets, and sanction letters with your company name, logo, and branch details.
Record disbursement mode — cash, UPI, bank transfer. Track per-loan disbursement details and generate sanction letters.
Search any customer, ticket number, or loan code instantly from the top bar. Works across all branches.
Interface available in English, Kannada, Tamil, Hindi, Telugu, Malayalam, and more. Staff can work in their preferred language.
Import your existing loan book via CSV. Validate, review, and migrate opening loans in bulk without affecting your live business.
Owner, manager, and staff roles with configurable permissions. Maker-checker controls for high-value transactions.
Works on any device — phone, tablet, desktop. No app install needed. Full functionality from any modern browser.
Customers can check their loan status and outstanding amount via a public portal — no login required, just ticket number.
Your Data is Safe
Your loan data, customer KYC, jewellery photos, and documents never leave our encrypted cloud servers. Built on Supabase PostgreSQL with bank-grade security — always on, always backed up.
All data encrypted at rest with AES-256 and in transit via TLS.
Each business sees only their own data. Isolation guaranteed at database level.
Your entire database is backed up daily to multiple geographic regions.
Customer photos, Aadhaar copies, and jewellery images stored in encrypted cloud storage.
ZiPawn continuously syncs every transaction, ticket, and payment to our secure cloud. Even if your device fails, not a single record is lost.
Your customer records, loan history, and files belong to you. Export your data anytime in CSV or PDF format. No vendor lock-in.
Open ZiPawn on your phone, tablet, or desktop — from your branch, your home, or on the road. No app install, no VPN.
Every action — loan creation, payment, edit, closure — is logged with user, timestamp, and IP. Full audit trail for RBI inspections.
Why Switch?
Pricing
Less than the price of your morning chai — ₹10/day runs your entire pawn business
One owner + one staff per branch — already covered. No monthly lock-in. No hidden fees.
1 Branch · 2 Users
₹10 / day
owner + staff included
Extra Branch or User
₹5 / day each
billed separately
SMS / WhatsApp Alerts
₹20–25 per loan
full lifecycle, one-time charge
How SMS / WhatsApp notifications work
Pay ₹20–25 per customer loan (like a document charge) — no subscription, no limits. ZiPawn automatically sends notifications at every stage: disbursement, payment reminder, overdue alert, renewal, and closure. The entire loan lifecycle is covered with one charge.
Try the platform. No time limit.
No credit card · No expiry
What's included
For growing single-branch shops
/day · per branch
2 users included
Cost Estimator
Daily total
₹10/day
~Monthly
₹300
Everything in Free, plus
📲 Notification Add-on
₹20–25 per loan — one-time charge covers the entire loan lifecycle: disbursal → reminders → closure notifications via SMS & WhatsApp.
☕ Costs less than your daily chai. Cancel anytime.
Customised for your scale
Bulk pricing · Tailored to your branch count & volume
Includes bulk rates for
Everything in Basic, plus
Free
1 branch · 2 users
₹0 forever
Basic
₹10/day · 2 users/branch · +₹5 each extra
from ₹300/month
Pro
Unlimited · bulk rates
Custom pricing
🎯 Early adopter pricing — rates locked in for life when you sign up now.
Prices excl. GST · 90-day free trial · Payment gateway integration coming soon · Cancel anytime
FAQ
Join pawnbrokers across India who have moved from paper registers to ZiPawn. Get started in under 10 minutes.